
We have loan officers in your community that thrive on helping you find the right mortgage to fit your needs.
Explore various loan program options for fixed and adjustable rate mortgages.
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Granite City Mortgage of Saint Cloud Inc. helps homebuyers, homeowners, and real estate investors find mortgage solutions suited to their individual goals. Based in St. Cloud, Minnesota, we proudly serve borrowers throughout St. Cloud, Little Falls, Cold Spring, and surrounding communities.
Whether you’re buying your first home, refinancing your current mortgage, or financing an investment property, our experienced team will guide you through your available options. We offer conventional, FHA, VA, USDA, Non-QM, down payment assistance, bank statement, self-employed, investor, renovation, HELOC, and other specialized mortgage programs.
Every borrower’s financial situation is different. That’s why we provide personalized guidance, responsive service, and support throughout the mortgage process—from exploring loan options through closing.
Ready to take the next step? Contact Granite City Mortgage of Saint Cloud Inc. or begin your secure online application today.



The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.
600 25th Ave S. Suite 208
Saint Cloud, MN 56301
Phone: (320) 252-0100
twoodstrom@granitecitymortgage.com